Brokers

As Canada's leading innovative health benefits solution provider, Quikcard provides comprehensive plans for companies of all sizes. Quikcard encourages clients to use a health spending account as a base, and then add insured products to cover more serious circumstances.

Put Quikcard to work for you:

Easy to set up. Plans aren't pre-determined, Quikcard is customized to the needs of your clients

A low-risk opportunity, Quikcard provides brokers a continuous revenue stream while providing clients with a more comprehensive benefits package.

A Quikcard health spending account has no sign up fees for the clients and administration fees are kept low, maintaining low client turnover.

Low administration costs on health spending accounts leave room for you to include other products in your proposals.

Quikcard offers competitive commissions paid monthly.

Book your client's entire benefits package through Quikcard and take advantage of Quikcard's buying power. For example, Quikcard can provide access to stop loss coverage and other products that may be of interest to your clients.

What Quikcard does for your clients:

Health Spending Accounts:

• The employer controls all aspects of the plan, including, the size of the benefit for each category of employee, the health care services covered (including extended health, dental, prescription drug coverage and vision needs), the percentage of the items covered and how funds are allocated (for instance, if a key employee's child needs orthodontic work, the owner can elect to have this paid from available resources).
• Online, real-time administration, including updates on the account, adding or deleting employees make account management easy.
• At the end of the year, any unclaimed funds may be refunded to the company, used to lower monthly contributions for the next year or allocated toward increasing the spending accounts for all staff or specific staff that your client wishes to reward.
• Fixed contributions so your clients know their potential liability.
• A tax-free benefit to employees to help recruit and retain key personnel.

Group Insurance Products:

• Used to augment health spending accounts to cover more serious circumstances
• Customized plans available
• Provides reassurance through stop-loss coverage
• One-stop shopping - by packaging a health spending account with group insurance products at Quikcard, any changes, additions or deletions are one contact away.

What Quikcard does for the client's employees:

Health Spending accounts:

• Provides account access online to see what they have spent and how much they have left.
• Allows employees to choose where to spend allotted benefit dollars, within the parameters of the company's plan. This can be prescription drugs, health, dental or vision needs to a maximum as determined by the employer.
• Provides coverage that is limited by plan spending maximums, not by the procedure: for example dental coverage is not limited to basic care, but could cover orthodontic care as well.
• Gives employees the care they want and need as discussed with their health care provider.

Group Insurance Products:

• Provides comprehensive coverage when combined with a health spending account, and is cost-effective.
• Provides high-demand products, such as travel insurance.
• Simplifies benefits by providing a complete package from one source.