Employers

Quikcard offers a wide range of benefits options to meet your needs

Whether you want to have a standard plan for everyone, or unique plans for senior or long term staff, Quikcard offers easy, affordable, flexible solutions. Custom design a health spending account* plan to meet your company's needs or choose from one of Quikcard's existing plans. Add group insurance** products, like life insurance or travel insurance. It's easy and convenient!

Quikcard can provide your complete benefits solution, or can supplement existing health insurance programs.

Quikcard is affordable

A Quikcard health spending account is not insurance- it's a self-funded health benefits program. The low administration fees are a set percentage of the actual claims processed. Then, to cover more serious circumstances, Quikcard Benefits Consulting Inc. is licensed to offer a full range of group insurance products, backed by the leading group insurers in Canada. Compelling reasons to consider Quikcard:

• No sign-up fees
• No charges for drug cards
• With a health spending account, dollars not used in a contract year are returned to the employer or rolled into the next year - you don't lose what you don't use!
• No hidden costs

Together, a health spending account and group insurance can provide the benefits you and your employees need, in a cost-effective, easy-to-manage way.

Here's how a health spending account works.

You determine the health benefits that are important to offer your employees, including any limitations. Quikcard provides a quote for the monthly contribution that is needed to provide sufficient funds for your health spending account. Employees access the program, either directly through participating practitioners, or by submitting claims with receipts. At the end of each year, any unused contributions are retained by the employer. These can be rolled into the next year or returned to the employer.

Group insurance that's right for you

Canadians are concerned about health coverage. Quikcard Benefits Consulting Inc. (Quikcard) is licensed to offer a full range of group insurance* products backed by the leading group insurers in Canada. Quikcard's trusted advisors can provide employers with the information and advice they need to make the best decisions for their companies and help employers sign up quickly and conveniently. Quikcard can arrange a variety of affordable insurance products including, but not limited to, life insurance, short term and long term disability, accidental death and dismemberment, long term care, and group travel insurance.

Together, Health Spending Accounts and group insurance provide great benefits!

Quikcard is easy to administer

Administrators can quickly and easily enrol employees in the plan, and can access account summary information online anytime. Employees will also have direct access to a wide range of information through the Quikcard cardholders website. They can manage their own account profiles, view their personal health spending account information in real time; even have their questions answered by emailing or calling Quikcard directly.

*Health Spending Accounts are not insurance products. They are fully funded by the employer/employee and administered by Quikcard Solutions Inc.

**Insurance products are provided by selected Canadian insurers and are arranged for by Quikcard Benefits Consulting Inc.

No two employees have the same health needs

Quikcard health spending accounts* allow employees and their families to spend health dollars on the care that's right for them...as recommended by their practitioner. The Quikcard plan enables employees to make the decisions that are a priority for them, within the parameters of the company's plan. This freedom to direct their benefits is why employees love their Quikcard plans!

Employers can choose to add a range of group insurance** products, such as life insurance, short term and long term disability, accidental death and dismemberment, long term care, and travel insurance. Together, a health spending account and group insurance provide comprehensive coverage!

Managing health needs on a personal level

• A Quikcard trusted advisor can help you custom design a comprehensive package to suit your needs and budget.
• Groups as small as one employee can access benefits – a great advantage to small firms or professional offices, such as doctors, lawyers or accountants.
• Quikcard provides 'one-stop service' – It only requires one point of contact to set up, or make any required changes to, your health spending account and group insurance.
• Quikcard is flexible – you are able to add or remove group insurance products whenever you wish!
• As a Quikcard client, our complete online services allow you the freedom to manage your personal health spending account any time.
• Cardholders can access the claim forms from the Quikcard website anytime.
• Health Spending Account cardholders can be paid electronically for reimbursements.
• If they wish, cardholders can easily find a participating practitioner, who will accept the Quikcard payment directly for all claims made to a Health Spending Account.

*Health Spending Accounts are not insurance products. They are fully funded by the employer/employee and administered by Quikcard Solutions Inc.

**Insurance products are provided by selected Canadian insurers and are arranged for by Quikcard Benefits Consulting Inc.