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      200 Quikcard Centre
      17010 103 Avenue
      Edmonton, AB T5S 1K7

      Phone (780) 426-7526
      Fax (780) 426-7581

      Toll Free 1-800-232-1997



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    D

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    • Deductible

    The amount that must be paid by the insured before benefits are paid by the insurer.


    • +

    • Defined Benefit Program

    A plan in which specified benefits are offered at a stated cost to employees who have no choice-other than to participate in the plan.


    • +

    • Defined Contribution Program

    A plan in which the employer pays a set premium for selected benefits that may change as the group's needs change.


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    • Dependent Life

    This is life insurance issued in fractional amounts on the spouse and children of an insured employee.


 

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