There are two kinds of waiting periods. One concerns the eligibility of new employees for insurance coverage benefits. In certain types of businesses, it is practical to enroll only those employees who have remained in the job a specified number of months. For example, after two months on the job, the employee becomes eligible.

The other type of waiting period is the hiatus between the onset of a disability and the date that the disability benefits commence. In a typical weekly indemnity plan, for example, the first eight days of an illness might satisfy the waiting period.

This important enrolment document affords the employer positive proof that the plan was communicated to the employee and the employee opted against enrolling in the plan. Psychologically, it has the effect of making the reluctant employee reconsider before signing away important benefits.

The weight given to each year of claims experience.

A health care concept that focuses on staying healthy through a planned life-style, rather than treating illness after it has developed.

A provincial government body providing compensation due to any bodily injury arising of or in the course of an employee's employment.