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Quikcard Health Spending Account

quikcard-hsa-A.jpgQuikcard is innovative! A Health Spending Account is a great way to cover everyday health care costs such as dental, vision, prescription drugs and extended health including preventative and alternate therapies.

Health Spending Accounts (HSA) are not insurance products. They are fully funded by the employer/employee and administered by Quikcard Solutions Inc. The best part is that virtually all health treatments are eligible for coverage under an HSA. Quikcard believes that health treatments are a decision between the patient and doctor or health service provider.

And, HSAs are cost effective. There are no sign up fees, no transaction fees and no medical questionnaires to answer. The administrative fee is applied only on claims made to HSAs. At the end of the contract year, any unused contributions left in a company’s account can be returned to the company, or rolled into the next contract year.

Apply today for your HSA!

What kinds of expenses can be claimed?

Here are some examples:

  • Dental – basic, preventative, major restorative, orthodontics, oral surgery, cosmetic procedures including teeth whitening and implants.
  • Prescription – any prescription ordered by a medical professional and filled by a licensed pharmacist.
  • Vision – glasses, contact lenses, office fees, procedures, laser eye surgery.
  • Extended health – ambulance use, aids to daily living (diabetic supplies, crutches, braces, slings, canes, etc. as long as they are prescribed by a licensed medical professional).
  • Cosmetic procedures – plastic surgery and dermatological procedures (as long as they are performed by licensed medical professionals).
  • Specialized therapies – massage therapy, physiotherapy, acupuncture, chiropractic.

A member of the Quikcard team can provide full details on eligible expenses, and can help create custom HSA benefits plan.

How does it work?

HSAs are available to incorporated companies or professionals with as few as one employee. Employers and/or employees contribute monthly to the HSA. HSAs are typically set up so that there are some limits on individual expenses (e.g. claims up to $1,000 per employee per contract year) or on types of expenses that can be claimed (e.g. dental and prescription only). These limits are determined by the employer, not Quikcard, meaning that every company’s HSA can be customized! Quikcard creates plans with choice. The company chooses what and how much can be claimed, offering incredible flexibility and customization.

It doesn't need to be complicated! Check out one of Quikcard's easy Quikstart programs, and click here to submit an online inquiry or call 1-800-232-1997 today.