Individual Insurance

Individual Insurance

Enhanced individual health and dental insurance at an affordable price!

PlanDirect can help fill the gap between your provincial plan coverage and what you pay. These plans are great options if you’re self-employed or don’t qualify for benefits with your employer.

Core, Core Plus and Elite

Quikcard and Canada Life have partnered together to provide you with a unique individual health and dental solution for you and your family.

Three Plans to Choose from

Each plan offers coverage to suit your needs, including prescription drugs, dental care, vision care and more.

Core

offering guaranteed acceptance

Core Plus

Elite

Optional coverage:

Let’s look at five options:

  1. Accidental death, dismemberment and specific loss benefit
  2. Emergency travel medical
  3. Hospital accommodation
  4. Hospital cash (helps with costs while you’re in the hospital)
  5. Major dental services and supplies (Core and Core Plus plans only)

Basic, Comprehensive, and Premier

These plans are ideal if you’re close to retiring or losing benefits.

  1. You don’t need a medical exam to qualify
  2. You can apply even with pre-existing medical conditions
  3. No overall lifetime maximum on the payments you receive
  4. Lets you keep your coverage if you move to a different province (as long as you continue to qualify for provincial coverage)

You can choose from three plans:

Each plan offers coverage to suit your needs. Looking for higher prescription drug coverage? Compare plans!

Basic

Comprehensive

Premier

Optional coverage:

Let’s look at four options:

    • Accidental death, dismemberment and specific loss
    • Emergency travel medical
    • Hospital cash (helps with costs while you’re in the hospital)
    • Major dental coverage

Individual Travel Insurance

Unforeseen medical expenses while travelling away from home (through Allianz Insurance)

There is a range of options available for individual travel insurance:

Basic Coverage

Comprehensive Coverage

Multi-trip Coverage

Domestic Coverage

Basic Travel Insurance

Basic travel insurance is designed to cover you for what is most important – your health and safety. Basic coverage includes coverage for emergency medical assistance and medical/hospital expenses. If you get injured, become sick, or die while traveling, basic coverage will give you access to:

  • 24-hr emergency medical assistance
  • Medical transfers or evacuations
  • Coverage for reasonable expenses for emergency hospitalization

Comprehensive Travel Coverage

Comprehensive coverage provides all of the value of basic coverage plus provides coverage for cancellation fees, luggage, medical and repatriation. Comprehensive coverage covers:

  • Overseas emergency medical assistance
  • Overseas emergency medical and hospital expenses
  • Travel documents, credit cards and traveller’s cheques
  • Additional cover for travel delays (meals, accommodation, luggage, and personal effects)
  • Alternative transport expenses if your scheduled transport is canceled, delayed, shortened or diverted
  • Permanent disability and loss of income
  • Cancellation fees and lost deposits

Multi-trip Coverage

Multi-trip coverage is a 12-month policy that covers all of your trips (whether they are for business or leisure) during the coverage period. The benefit of multi-trip coverage is that you pay one premium, and you are then covered for every trip you make in that year. Multi-trip coverage includes:

  • Overseas emergency medical assistance
  • Overseas emergency medical and hospital expenses
  • Permanent disability and loss of income
  • Additional cover for travel delays (meals, accommodation, luggage, and personal effects)
  • Alternative transport expenses if your scheduled transport is canceled, delayed, shortened or diverted

Domestic Travel Insurance

Domestic travel insurance provides single trip domestic coverage. Domestic coverage covers travel delay expenses, cancellations loss of or damage to luggage and personal effects.