Dermatology 101: Conditions and Treatment Options

March 11, 2024

Dermatology is a branch of medicine that deals with the diagnosis and treatment of skin disorders and conditions. Dermatologists specialize in both medical and surgical aspects to help clients with many different types of conditions or diseases related to skin, nails, hair and even some elective cosmetic procedures.

Some Examples of Conditions/Diseases:

  1. Eczema: A group of conditions that causes inflamed, irritated, and often itchy skin.
  2. Hyperhidrosis: Excessive sweating.
  3. Nail Fungus: A fungal infection that typically starts at your toenails.
  4. Psoriasis: Typically, a lifelong skin condition where the body produces skin cells too quickly, causing patches or spots to form on the skin.
  5. Skin Tags: Harmless growths that can appear anywhere on the skin, usually where skin has been rubbing against skin, jewelry or clothing for an extended period.

The above are only a small fraction of what dermatology covers and treatment for all types of conditions can vary. If you have concerns regarding your skin, nails, or hair health, a dermatologist would be your best professional to ask.

Some Examples of Treatments:

  1. Antibiotics
  2. Medicated creams, ointments, or gels
  3. Surgical procedures

In the context of Canadian taxation, the Canada Revenue Agency (CRA) recognizes certain dermatological expenses as eligible medical expenses. This is a tricky and complex area so please reach out to the Quikcard Claims team if you have any questions.

Dermatological expenses that are generally approved by the CRA include:

  1. Prescription Medications: The cost of prescription medications prescribed by a qualified dermatologist for the treatment of eligible skin conditions including creams, ointments, and oral medications.
  2. Medical Procedures: Expenses related to medically necessary dermatological procedures, such as skin biopsies, excisions, laser therapy, and cryotherapy.
  3. Dermatologist Fees: Fees paid to a licensed dermatologist for medical consultations and treatments related to eligible skin conditions can be claimed. It’s essential to keep receipts and documentation as proof of these expenses.
  4. Phototherapy: If phototherapy (light therapy) is prescribed by a dermatologist as a treatment for specific skin conditions, the related expenses, including equipment rental or clinic fees, may be claimed.
  5. Skin Allergy Testing: Expenses for skin allergy testing performed by a qualified medical professional, often a dermatologist or allergist, may be claimed.
  6. Specialized Skincare Products: In some cases, specialized skincare products recommended by a dermatologist for the treatment of a skin condition may be eligible. These products typically require a prescription.
  7. Scar Revision Surgery: If scar revision surgery is medically necessary due to an accident, injury, or surgery, the related expenses, including surgeon fees and facility costs, can be claimed.

It’s important to note that cosmetic procedures, such as elective plastic surgery or treatments solely for cosmetic purposes, are generally not considered eligible medical expenses by the CRA.

Conclusion: The skin serves as the body’s largest organ and primary defense mechanism against various external threats, ranging from bacteria and viruses to heat. Given its paramount significance, the existence of a specialized medical professional known as a dermatologist is both logical and essential.

Have Questions – we have answers ! Feel free to give us a call if you have questions about existing coverage or looking to get coverage now !  Dermatology is covered under a Quikcard Health Spending Account ! Contact us today.

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