200 Quikcard Centre
17010 103 Avenue
Edmonton, AB T5S 1K7
Phone (780) 426-7526
Fax (780) 426-7581
Toll Free 1-800-232-1997
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An independent, non-profit, membership corporation providing protection against the cost of health and dental care in a limited geographical area.
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A number of people classed together by some common factor, such as place of employment, occupation or membership in an organization.
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A contract of insurance made with an employer or other entity that covers individuals in the group by reference to their relationship to that employer or entity.
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Insurance issued, usually without medical evidence on a group of people under a master contract. It is normally issued to an employer for the benefits of employees. The individual members of the group hold certificates as evidence of their insurance.
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Level premium ordinary life insurance issued on a group basis.
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Describes a variation from the standard group life plan, which is a yearly renewable term life insurance. In group permanent, the insured worker has permanent, portable, cash-value life insurance for a contribution and the employer pays for additional term to reach the face amount of the certificate.
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An employee of the insurer whose principal tasks are to assist agents and brokers in developing and soliciting prospects for group insurance promoting, presenting, installing and servicing group contracts.
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A group plan that combines group term with a cash accumulation feature. It includes only plans that involve a master contract between the insurer and the employer. Most companies issue the master contract to a trust rather than to the employer. Participating employees receive certificates as evidence of coverage. The employee pays all premiums, and participation is voluntary.
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