Travel Insurance

Travel Insurance

Individual Travel Insurance

Unforeseen medical expenses while travelling away from home (through Allianz Insurance)

There is a range of options available for individual travel insurance:

  1. Basic coverage
  2. Comprehensive coverage
  3. Multi-trip coverage
  4. Domestic coverage

Basic Travel Insurance

Basic travel insurance is designed to cover you for what is most important – your health and safety. Basic coverage includes coverage for emergency medical assistance and medical/hospital expenses. If you get injured, become sick, or die while traveling, basic coverage will give you access to:

  • 24-hr emergency medical assistance
  • Medical transfers or evacuations
  • Coverage for reasonable expenses for emergency hospitalization

Comprehensive Travel Coverage

Comprehensive coverage provides all of the value of basic coverage plus provides coverage for cancellation fees, luggage, medical and repatriation. Comprehensive coverage covers:

  • Overseas emergency medical assistance
  • Overseas emergency medical and hospital expenses
  • Travel documents, credit cards and traveller’s cheques
  • Additional cover for travel delays (meals, accommodation, luggage, and personal effects)
  • Alternative transport expenses if your scheduled transport is canceled, delayed, shortened or diverted
  • Permanent disability and loss of income
  • Cancellation fees and lost deposits

Multi-trip Coverage

Multi-trip coverage is a 12-month policy that covers all of your trips (whether they are for business or leisure) during the coverage period. The benefit of multi-trip coverage is that you pay one premium, and you are then covered for every trip you make in that year. Multi-trip coverage includes:

  • Overseas emergency medical assistance
  • Overseas emergency medical and hospital expenses
  • Permanent disability and loss of income
  • Additional cover for travel delays (meals, accommodation, luggage, and personal effects)
  • Alternative transport expenses if your scheduled transport is canceled, delayed, shortened or diverted

Domestic Travel Insurance

Domestic travel insurance provides single trip domestic coverage. Domestic coverage covers travel delay expenses, cancellations loss of or damage to luggage and personal effects.

Group Travel Insurance

Protect yourself and your employees with comprehensive health insurance while traveling outside the country and bring peace of mind with you on every business trip. The last thing you need to worry about while abroad is the cost of an unforeseen medical emergency.

Through the RBC Insurance Company of Canada, Quikcard offers a group travel insurance policy providing annual, multi-trip coverage for trips of 60 days or less for full-time employees under the age of 65.

Travel Insurance Benefits

  • Multilingual assistance available anywhere in the world 24/7
  • Access to top-tier health providers including the best hospitals, doctors, nurses, and other medical service providers
  • Comprehensive coverage for emergency hospital and medical costs, as well as emergency transportation
  • Coordination of upfront payment of all eligible medical bills and associated costs
  • Travel Insurance Benefits:
  • Unlimited emergency medical expenses
  • Hospital allowance of $50/day, max $500
  • Other emergency services ($300/profession)
  • Ground ambulance
  • Repatriation (with restrictions)
  • Return to Your Departure Point’ one-way economy airfare or stretcher, qualified medical attendant, air ambulance
  • Return to Your Trip Destination’ one-way economy airfare
  • Subsistence allowance of $175/day, max $1750
  • Bedside companion’s travel to bedside return economy airfare & $500 for meals/accomidation.
  • Emergency dental treatment ($300). Accidental blow to the face, unlimited including an additional $2000 within 180 days of returning
  • Return of vehicle reasonable costs
  • Return/escort of children one-way economy airfare
  • Return of travelling companion one-way economy airfare
  • Return of dog or cat (max $500)
  • Return of excess baggage (max $500)