Some switch to Quikcard from insurance. Others add us to offer extra perks. Either way, we handle any admin headaches and make everything effortless.
Trusted by 37,200+ Canadian businesses & cardholders
Businesses, Employees & Cardholders
Canadian Health & Wellness Providers
Years of Administrating Benefits
But don’t take our word for it. See what our clients have to say.
We absolutely love it. If you are tired of payment crazy high benefit premiums for little coverage, I encourage you to check out Quickcard.
Would recommend to any self employed person, like ourselves
After surveying our employees […], we decided to switch to Quikcard.
Our employees appreciate the flexibility of being able to choose how they want to spend their annual health and wellness benefits.
As a small business owner, Quikcard has been the perfect fit for our team.
The Health Spending Account helps us control costs while still offering great benefits to our employees. It’s simple to manage, and the flexibility allows everyone to choose what works best for them.
See how Brett Kissel, award-winning musician and Alberta business owner, keeps his crew covered—on tour and at home—with Quikcard’s flexible HSA.
From musicians and trades to office teams and start-ups, we support Canadian businesses of every kind.
We’re all about helping you retain your best people, while saving on taxes and admin headches.
Health Spending Accounts (HSA) lets you pay for real health and dental needs—tax-free, with no red tape or insurance hassles.
Unlike traditional group plans, HSAs give you total control:
Some businesses add a Wellness Spending Account (WSA) for gym perks, nutrition, or mental health.
Great for team building and retention.
Build a benefits plan that fits your business, with zero admin headaches
Plans can be customised for different groups if needed.
Health, wellness, or flexible. We’ll guide you.
Onboarding, setup, support, and easy claims for your team
Call, text, or email and get a real person who knows your business—not a robot or overseas queue.
Your costs stay predictable year after year—no more holding your breath at renewal time.
Employees pick the perks that matter to them—no wasted plans or unused coverage.
Owners and office admins report saving hours each month on paperwork and chasing claims.
With actual human support, save more than our admin fee in time, taxes, and headaches
Others(Insurance/HSAs) | ||
|---|---|---|
| Setup Time | Start in half a day, online | 1–6 weeks, lots of paperwork |
| Fees | Simple admin % on what you use (no hidden costs) | Annual rate increases, hidden fees |
| Claims/Admin | Direct billing & app: claims paid next day | You’re on your own for claims and paperwork. |
| Support | Real human help, local team (talk to us in minutes) | Call centres, web chat, long waits |
| Flexibility | Staff choose perks—health, wellness, fitness | Rigid plans, many exclusions |
| Tax Savings | Built in, 100% tax-deductible | Less clear, often missed |
| Others | |
|---|---|---|
| Setup Time | Start in half a day, online | 1–6 weeks, lots of paperwork |
| Fees | Simple admin % on what you use (no hidden costs) | Annual rate increases, hidden fees |
| Admin | Direct billing & app: claims paid next day | You’re on your own for claims and paperwork. |
| Support | Real human help, local team (talk to us in minutes) | Call centres, web chat, long waits |
| Flexibility | Staff choose perks—health, wellness, fitness | Rigid plans, many exclusions |
| Tax Savings | Built in, 100% tax-deductible | Less clear, often missed |
Take our quiz to estimate how much you’re overpaying in taxes instantly—and get your best-fit plan.
No, we’re not insurance company.
Quikcard offers Health Spending Accounts (HSA) and administrative services that give you control over costs, tax-efficient funding, and real flexibility, but without the restrictions or premiums of traditional insurance.
You set the funding amount and employees claim only what they use, from a wide range of eligible health and wellness expenses (dental, vision, prescriptions, massage, and more).
Unused funds can be returned to you or rolled over, whichever you prefer.
You only pay an admin fee, which is a percentage of funds that gets used. Quikcard takes on the administrative headaches and fields any questions your employees have.
There are no premiums, no sign-up fees, and no hidden charges. Unused contributions can be refunded.
You’ll get real, human support—phone, email, and chat. Quikcard’s award-winning service team is known for fast, helpful responses, and you’ll never be left on your own with admin headaches.
Quikcard’s team is reachable via phone, chat, or email, and claims are typically handled swiftly, with wait times under two minutes.
Setup can be completed in as little as 15 minutes.
Most employers and cardholders are fully onboarded and ready to use their benefits on day one.
Quikcard’s team will guide you through every step, and handle the admin for you.
Incorporated businesses (including corporations and not-for-profits), regardless of size, are fully eligible to offer an HSA to themselves and their employees. Even a single-owner corporation qualifies.
For sole proprietors and partnerships, eligibility requires at least one arm’s-length employee, meaning a person not related by blood or marriage, employed on a T‑4, and not a contractor. Family members don’t count under CRA rules.
Eligible expenses include dental, vision, prescriptions, massage, gym memberships, and more.
If you’re not sure, our support team is always here to help.
Most providers direct bill Quikcard, so there’s no paperwork for you.
For anything not direct billed, submitting a claim is quick—just a few minutes online or by app.
Claims are processed within 48 hours and paid directly to you, often the next business day.
Claims submitted via web portal, app, email, fax, or mail are processed within 48 hours, with payments issued twice weekly and typically in your account by the next business day.
No annual renewal is required. You can cancel the administrative contract by providing Quikcard 60 days’ written notice.
17010 103 Avenue NW
200 Quikcard Centre
Edmonton, Alberta T5S 1K7
Ph: +1.780.426.7526
TF: +1.800.232.1997
F: +1.780.426.7581
© 2025 Quikcard
17010 103 Avenue NW
200 Quikcard Centre
Edmonton, Alberta T5S 1K7
Ph: +1.780.426.7526
TF: +1.800.232.1997
F: +1.780.426.7581
© 2026 Quikcard
