Don't pay upfront at 155,000+ health & wellness locations

Just show our app (or card) and walk out.

Direct billing means you do not pay out-of-pocket… Zero claim forms and no waiting!

Find a healthcare provider near you

Your Quikcard benefits work instantly at 155,000+ dental offices, pharmacies, and health clinics across Canada.

Everything You Need To Know (Skip to Section)

How to use your Quikcard benefits
(no payment needed upfront)

Step 1: Receive a health service

Visit your dental office, pharmacy, physiotherapist, chiropractor, or any eligible healthcare provider. No need to prepare anything in advance.

Step 2: Show your Quikcard app (or Card)

Let the front desk know you have Quikcard benefits. Show your physical card or open the Quikcard app on your phone. That's all you need to do.

Step 3: Walk out... no payment required

At 155,000+ locations across Canada, your claim is handled automatically. No forms, no receipts, nothing to submit later.

What if my provider isn’t set up yet?

Pay at the desk as normal, then submit your receipt through the Quikcard app or member portal. Claims are processed within 48 hours and reimbursement typically arrives the next business day.

What can I use direct billing (no upfront payment) for?

Direct billing is available for a wide range of CRA-eligible health expenses, including:

  • Dental care — cleanings, fillings, crowns, orthodontics
  • Prescription drugs
  • Vision care — eye exams, glasses, contact lenses
  • Extended health services — physiotherapy, chiropractic, massage therapy

Your eligible expenses depend on your plan.

Check your Quikcard account for your specific coverage, or refer to the full list of CRA-eligible expenses. For wellness and lifestyle expenses, check your plan.

Common Questions About Not Paying Upfront

Direct billing is available at 155,000+ healthcare providers across Canada through Quikcard.

If your provider isn’t set up yet, ask them to register as a provider with us.

In the meantime, you can still pay at the desk and submit your receipt through the Quikcard app; reimbursement arrives typically within 48 hours.

If the expense is within your plan limits and available balance, it’s covered in full and you pay nothing upfront. If the amount exceeds your balance, you pay the difference at the desk.

You will be able to check your allocated balances via the Quikcard app.

Don’t worry! You can still pay at the desk and submit the receipt manually through the Quikcard app or member portal.

If you’re unsure why a claim was declined, contact Quikcard at 1-800-232-1997 or [email protected] and we’ll help you sort it out.

Ask them to register through Quikcard; it’s free and straightforward for providers.

Once they’re registered, you’ll be able to direct bill on your next visit.

Until then, pay upfront and submit your receipt through the app for reimbursement.

Find a health & wellness provider near you

Looking for a dental office, pharmacy, or clinic that accepts Quikcard direct billing?

New providers join regularly. If your regular provider isn’t listed yet, ask them about joining the Quikcard direct billing network.